Car Maintenance Costs in Singapore: What Every Vehicle Owner Should Know

Owning a car in Singapore comes with a sense of freedom—but it also comes with significant financial responsibility. From the cost of the Certificate of Entitlement (COE) to insurance and fuel, car ownership is a long-term commitment. However, one cost that many drivers tend to underestimate is car maintenance and repair.

Whether you're driving a Japanese sedan, a continental SUV, or a hybrid vehicle, regular car servicing in Singapore is essential to keep your vehicle safe, efficient, and roadworthy. But how much should you expect to spend?

How Much Does Car Maintenance Cost in Singapore?

Basic car servicing, which typically includes oil changes, fluid top-ups, tyre rotations, and general inspections, can cost anywhere from SGD 150 to SGD 300 per session. Most car owners are advised to service their vehicles every 10,000 km or every 6 months—whichever comes first.

But that’s just routine maintenance. When unexpected problems arise, such as:

• Brake system failure

• Battery or alternator issues

• Air-conditioning repairs

• Gearbox or engine malfunction

The repair bills can be steep. Major repairs like engine overhauls or gearbox replacements can easily exceed SGD 2,000 to SGD 5,000, depending on the vehicle make and parts required. And if you drive a continental car, you may face even higher costs due to imported components.

Other Ongoing Car Ownership Costs

Aside from servicing and repairs, Singapore car owners must also factor in:

• Annual road tax

• Car insurance renewal

• Tyre replacement every 2–3 years

• COE depreciation

• Season parking fees

Over time, these costs add up—especially when multiple expenses hit at once or when repairs are urgent and unavoidable.

Need Help with Unexpected Car Repair Bills?

Facing an expensive car repair with no savings in place can be incredibly stressful. Delaying repairs might seem tempting, but it can lead to greater damage, safety risks, or even the car becoming unusable.

If you're struggling to cover urgent car repair costs or large servicing bills, consider a trusted and legal financial solution.

Fast, Reliable Car Repair Financing in Singapore

Alles Autos Credit Pte Ltd is one of the largest licensed moneylenders in Singapore, offering flexible and transparent personal loan solutions. Whether you need funds for sudden car repairs, regular servicing, or replacement of major vehicle parts, their fast loan approval and competitive interest rates make it easy for car owners to stay on the road without financial strain.

• Quick approval

• Flexible repayment options

• No hidden fees

• Licensed and regulated by the Ministry of Law

Don’t let car problems stop your journey.

Apply for a personal loan with Alles Autos Credit Pte Ltd today and get the support you need—fast, fair, and stress-free.

Visit Alles Autos Credit or contact us to speak with a friendly loan specialist. Your car deserves the best care. Your finances deserve trusted support.